MI Casino Pros > Online Blackjack

Online Blackjack Guide for Players in Michigan

Plenty of fun to play, easy for beginners, complex for experts, and with a low house edge, blackjack is beloved by casino players everywhere. Better yet, the Great Lakes State’s top casino brands offer plenty of online blackjack variants, meaning you can try playing your cards right wherever and whenever you want. 

Explore the best online casinos in Michigan for blackjack players. Become a confident player with a complete understanding of online blackjack today. 

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Steve (Ziv) Chen
Last updated: 01.04.2024
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For Michigan players, finding the best online blackjack casinos has never been easier. Below, we’ll dive further into Michigan’s online blackjack scene and connect you with the best sites to play on. Furthermore, our team of experts will help you learn the rules, strategies, and different blackjack variants. 

While the origins of blackjack are pretty tricky to trace, it is thought to have come from the French game Vingt-Un. For those of us who don’t speak French, this literally translates to twenty-one. Known as a favorite pastime of Napoleon Bonaparte, the game has been on record since 1602, when it was mentioned in a book by Miguel de Cervantes. After becoming a staple in Europe, the game made its way across the Atlantic to the US by the early 1800s. It is in the US where the game became known as blackjack, and the modern rules were set. 

Top Casinos for Online Blackjack – April 2024

Bartsool casino logo

Barstool Casino

$1,000 deposit match

  • Access to the Penn Play loyalty program
  • Wide range of secure payment options
  • Regular updates to the games lobby
T&C Apply, 21+
BetRivers Casino logo

BetRrivers Casino

100% deposit match up to $500 for new customers

  • Multiple progressive jackpot slot games
  • Low wagering requirements for the generous welcome bonus
  • Dedicated app for mobile users
T&C Apply, 21+
DraftKings logo


100% deposit match up to $2,000

  • Multiple exclusive DraftKings games
  • Unique Dynasty Rewards program
  • Choice of three generous welcome bonuses
T&C Apply, 21+

Blackjack is widely available in Michigan, whether you prefer to play online or at land-based casinos. In fact, there is a rich history between blackjack and Michiganians stretching back four decades when the first table arrived in tribal casinos in 1984. Four years later, the Indian Gaming Regulatory Act of 1988 officially legalized blackjack in the Great Lakes State. 

Yet, it was not until 1996 that the Michigan Legislature passed the Michigan Gaming Control and Revenue Act of 1996, setting up the Michigan Gaming Control Board. This important milestone brought approval for commercial casinos to gain licenses. Alongside the 26 land-based casinos now in MI, the Gaming Control Board also oversees the 21 licensed online blackjack casinos since the state approved iGaming sites in 2021. 

Screenshot of an online blackjack table

Gameplay and Rules of Blackjack

The goal of blackjack is to get as close to 21 without going over with a hand of cards while also beating the value held by the dealer. Games use multiple standard decks of cards, and players and the dealer receive two cards each. 

There are various betting decisions the player can make once assessing their hand. If you are happy with the cards, you can choose “Stand” to stick with your hand. When the value of your cards is too low, choosing to “Hit” gives you more cards to achieve a better value. Sometimes, the cards you have will go over 21, which means you “Bust” and lose instantly. 

In blackjack, cards have their numeric value, apart from the face cards (Jack, Queen, King) are worth 10. Another exception is the Ace, which can be used as a 1 or 11. Use the following checklist to understand blackjack outcomes based on the cards you hold:

Blackjack Terms
StandPlay with just the two cards in your hand
HitTake another card from the dealer
BustYour cards exceed a value of 21
Hole CardThe dealer’s card that is facing down
Up CardThe dealer’s card that is facing up
Hard HandAny hand without an Ace
Soft HandA hand that has an Ace

Alongside the standard “Stand” and “Hit” actions, the following options are available in some variants of blackjack:

  • Split: When you hold two cards of the same value, such as two 8s, you can split the two cards into separate individual hands. When this happens, the dealer provides an extra card on both the 8s, giving you four cards and two different hands. You’ll need to make an equal bet to your original on the second hand. 
  • Double Down: This feature allows you to double your bet, increasing the risk but also the potential rewards. Once you choose to Double Down, you cannot hit again and will play with three cards. 
  • Insurance: Available in some blackjack variants, insurance is a side bet when the dealer has an Ace on their face-up card. On insurance bets, you wager another bet of half the original amount that covers against the dealer hitting blackjack. You recoup the original wager by losing the half-wager amount. 
  • Surrender: Sometimes, the cards just don’t go your way. Surrender allows you to fold a hand before the gameplay starts. If you do not like your cards, surrender lets you recoup 50% of your initial bet. 
Basic betting options of an online blackjack game

Blackjack Variants

Blackjack is available in several different variants, each offering a unique way to enjoy the game. These versions all build on the core gameplay and add interesting twists and turns to the experience. Top Michigan online casinos have a broad range of these variants for players, including the following games: 

  • Spanish 21: A unique twist on blackjack, Spanish 21 does not use any cards with a value of 10 (10, Jack, Queen, or King). Getting a 21 on two cards – also known as “blackjack” – becomes harder in this variant. Spanish 21 gives a fixed bonus payout for three 7s of the same suit to compensate for this change. 
  • Vegas Strip: Using Vegas-style rules, this variant is played on four decks and includes the ability to double more than one card, split cards of the same rank, and any pair. However, splitting Aces is only allowed one. 
  • Atlantic City: Coming from the casinos on the New Jersey coastline, Atlantic City blackjack is played on 4, 6, or 8 decks. While it is close to normal blackjack, one extra feature is the ability to double any hand you have. 
  • Multi-Hand: As the name suggests, this variant gives the player multiple hands to play at the same time. The number can be up to 6 separate hands that you play simultaneously. Game rules follow classic blackjack, but playing across multiple hands requires bigger bets and more skill but also potentially bigger wins. 
  • European: A variant that is as close to original blackjack as possible. In European blackjack, the dealer only has one card to begin and only gets a second one once the player chooses to Hit or Stand. 
  • Blackjack Switch: A version of blackjack for modern Michigan players, Blackjack Switch arrived in 2009 and is one of the most radical variants. Players receive two hands and can choose to switch the top two cards to build the best possible hand. 
  • Double Exposure: Another popular online blackjack game is Double Exposure. In this game, the dealer needs to show both of their cards. This is important because it means you can accurately compare your cards with the dealers’. 
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While each of these variants brings its own unique twist to blackjack, we recommend starting with standard blackjack games if you are a beginner. Once you are familiar with the game, you can check out other more complex variants with more confidence. 

Blackjack Strategy

Whether you are an absolute beginner or an experienced player, using a blackjack strategy can help maintain your bankroll and boost your winning chances. A great place to start is with a basic strategy, which can set you up to become a confident blackjack player. 

One part of blackjack’s popularity is its excellent house edge of around 1% or less. If you are unfamiliar with house edge, it is the number that shows the profit a casino makes on a game over a vast average. It is a mathematical advantage for the casino, ensuring it makes money from players in the long run. Games with a lower house edge theoretically give players more winning potential. 

Blackjack certainly fits the bill, but there are always things to do to improve your chances of success. And the basic blackjack strategy is a universal system that can help. Essentially, a basic strategy provides a clear guide on what actions to take during a blackjack game based on the cards you have. This information is usually given in the form of an easy-to-read strategy chart, like the example below:

Example of a blackjack startegy chart

As you can see in this chart, the strategy shows what to do under specific scenarios, including when to Hit, Stand, or Double. Basic strategies can expand to include more hand scenarios and other actions such as splitting pairs or surrendering. Players who feel more confident may graduate to using full betting systems, such as The Martingale. You can even combine betting systems with strategies as a method for betting in specific patterns on win or loss outcomes. 

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Remember that while blackjack requires some skill, it remains a game of chance. You can only play the cards you have and have no control over what cards you get. No strategy or betting system can guarantee wins when playing blackjack online. 

Blackjack Tips

Before you put your blackjack knowledge to the test at our top-rated Michigan online casinos, the following tips can help you enhance your experience further:

  • Double down on 11: You should generally double your wager when you hold a hand value of 11. There are more 10-value cards than any other (16 in a deck), so your chances of getting 21 are worth the risk.  
  • Avoid splitting 10s: Splitting pairs can be good, but avoid taking the option on 10s. Two 10s in a hand is already an excellent value of 20, which should be enough to win most rounds. 
  • Avoid insurance: Insurance may seem helpful, allowing you to recoup at least something. However, it requires an additional bet and has terrible house edge/odds. 
  • Bonuses: Online casinos in Michigan have bonuses for new customers and existing players. Promos can boost your blackjack bankroll but always read the T&Cs to ensure the bonus caters to blackjack players. 
  • Gamble responsibly: One of the golden rules of gambling is to bet responsibly. We recommend setting a budget, sticking to it, and only using money you can afford to lose. 

Practicing Blackjack for Free

When browsing our list of online blackjack casinos in Michigan, you may want to test the waters before depositing your own cash. The good news is casino sites allow players to access games in demo mode, where you can play without any extra risk. Some of the advantages of playing blackjack for free in Michigan include:

  • Discover new variants: Moving to a new blackjack variant can be confusing, especially as you do not know the rules or whether you will enjoy the game. Free play allows you to test a new game without risking your bankroll. 
  • Practice: Blackjack is a game of luck, but it also involves a fair share of strategy and skill. Understanding betting patterns and relevant actions for specific hands requires time. Using your own cash while you learn is frustrating, so try free play instead to protect your pocket.  

But what about the limitations? Well, when you play dem mode games, you will not be able to win real money and will also not have access to casino bonuses. It is also worth noting that live casino blackjack is not available for free. 

Online Blackjack vs. Live Dealer Blackjack

Bringing an authentic casino experience into your home is something special. Live dealer online blackjack provides this level of immersion and realism. On the other hand, Michigan casino sites also have virtual casino blackjack games that use random number generator (RNG) software. There are pros and cons to each game type, so let’s take a look:

Live Dealer Blackjack Pros and Cons

  • Play with a human dealer
  • See real gameplay live
  • Interact with other players
  • Table limits are higher
  • Not available for free
  • Not as convenient as RNG blackjack

Online Blackjack without Live Dealers Pros and Cons

  • Smaller betting limits
  • Available in demo mode
  • More convenient than live dealer blackjack
  • Less exciting
  • No social interaction
  • Not as immersive as live blackjack

Best Real Money Blackjack Casinos in Michigan

We are serious about finding only the best online blackjack casinos for Michigan players. Each of the brands we highlight offers a broad selection of live and RNG blackjack, interesting bonuses for card players, and availability in The Great Lakes State:

BetMGM Logo

BetMGM Casino

BetMGM has an excellent blackjack portfolio covering around 20 RNG variants and a large selection of live dealer tables. If live games are your thing, BetMGM Michigan is worth your time because it has exclusive options, including interesting tie-ins such as NHL Blackjack. Regular promotions offer generous rewards and cater directly to blackjack players. Also, look out for regular live dealer bonuses such as tournaments and deposit boosts. With its slick gold and black design, the BetMGM website and app is a classy place to play your favorite blackjack variants in the Great Lakes State.

Borgata Casino logo

Borgata Casino

Borgata Casino brings the quality of its land-based resort online with a fully stocked online casino that puts blackjack on your devices. A 15+ table game section hosts blackjack variants such as Double Up Blackjack and Blackjack Pro. You can also see exclusive Borgata blackjack games and licenses like New York Knicks Blackjack. While the live lobby is light in options, variants such as Speed Blackjack and Power Blackjack keep the immersion high. Flip to the promotions page, and you’ll find a generous welcome package that accepts blackjack bets for its wagering requirements.

Golden Nugget Casino logo

Golden Nugget Casino

Amongst the 1,000+ casino games at Golden Nugget Casino, you can choose between around 30 blackjack games. This portfolio includes rare variants such as Progressive Blackjack and 21+3. Exclusive live dealer games are also available, and live games are open 24/7. Variants to look for include Muti-Hand Blackjack and Spanish 21. Golden Nugget Casino also has sports crossover RNG blackjack, including soccer blackjack, football blackjack, and basketball blackjack. An attractive refer-a-friend promo offering casino credits is available alongside the generous welcome bonus for new MI players.

Responsible Gambling and Online Blackjack

Nothing is more important to us than your safety. That is why we select casinos that are licensed in Michigan, secure, and reputable. However, we also extend this commitment to responsible gambling. Remember that playing blackjack should be about fun, and chasing a profit should be avoided. Creating a budget is an important step toward controlling your spending at MI online casinos. 

Only you know what your budget can be, but it should come from money you can afford to lose. Do not dip into cash you use for living expenses. Using disposable income allows you to avoid getting into financial trouble. When you set bankroll runs dry, walk away to play another day. The top casino brands we list have responsible gambling resources such as deposit/time/betting limits, self-exclusion, and access to third-party responsible gambling groups. 


Is online blackjack legal in Michigan?

Yes, absolutely. Michigan legislators passed laws in 2021 allowing online casinos to hold a license and operate legally in the state. Since then, several major casino brands have become available to Michigan casino players. 

Is it safe to play blackjack online in Michigan?

You bet. The Michigan Gaming Control Board regulates casinos in Michigan, which must adhere to strict gambling laws to operate legally. These include offering customers a secure and safe platform and providing access to responsible gambling resources. 

How old do I have to be to play blackjack online in Michigan?

You must be 21 or over to play online casinos in Michigan. This minimum gambling age is in contrast to some land-based tribal casino sites, which have an age limit of 18+. 

Where can I play online blackjack in MI?

You can play blackjack online in Michigan at any of the top online casinos listed on this page. We recommend trying BetMGM, Borgata, or Golden Nugget for access to exclusive RNG blackjack and the best live dealer games. 

Can you win real money playing blackjack online?

Absolutely. In fact, the whole point of the blackjack games created by iGaming software providers is to give players the chance to win real money. Just remember, casino games are based on luck, so there are no guarantees that you will win. 

Absolutely. In fact, the whole point of the blackjack games created by iGaming software providers is to give players the chance to win real money. Just remember, casino games are based on luck, so there are no guarantees that you will win. 

Can I play online blackjack in demo mode?

Of course, you can. Most online RNG blackjack games are available in demo mode. These are demo games that will not pay out real money, but they are ideal for practicing or testing new games. On the downside, live dealer games are not available for free.